The Underwriter Magic Mosaic is a unique and powerful tool in the field of underwriting. Underwriting is the process of evaluating and assessing risks in insurance or financial transactions. It involves calculating the likelihood of a loss occurring and the potential impact of that loss. The Underwriter Magic Mosaic helps underwriters analyze and interpret complex data to make accurate risk assessments. The Underwriter Magic Mosaic uses advanced algorithms and data visualization techniques to create a visual representation of complex data sets. It can take information from various sources, such as insurance claims data, financial reports, and market trends, and transform it into a mosaic of patterns and colors.

Traditional Black Patinas

Black Magic Patina creates a beautiful, rich black patina on iron and steel. It takes only 3-5 minutes to develop and does not produce the quick rust that you normally see with other blackening agents. The first coat will be dark grey, but the finish will become black after a few coats. Rust will develop if a clear sealer is not applied to the completed finish. Black Magic Patina works similarly on bronze, brass, and copper to darken the metal. On zinc and galvanized steel, it creates a weathered black patina. Black Magic Patina does not work on stainless steel or aluminum. It should not be diluted unless you are working on the Metal Coatings. Traditional Midnight Black Patina reacts on aluminum, bronze, brass, copper, iron, steel (not stainless), and zinc/galvanized. This patina works quickly and has excellent durability. Rust is slower to develop compared to other black patinas which allows greater flexibility when applying a sealer. On aluminum (full strength), the first coat produces a fast grey/black finish. Additional coats create a solid black that does not rub off easily. On steel (full strength), one coat makes a blue/black oil slick finish. Extra coats darken the patina. On zinc/galvanized (full strength), the first application establishes a bronze/brown finish. Reapplication results in even more warm color with great adhesion. On bronze, brass, and copper (diluted 1:1 with distilled water), the first coat produces a beautiful brown patina. Second and third coats darken the patina to a rich antique black. Slate Black Patina is a versatile black finish for use on most metals. On iron and steel, it will produce a black patina with some brown showing through the finish. This is a fast 3-5 minute reaction that is arrested with water. Additional coats will darken the patina. Slate Black Patina can be diluted with distilled water for lighter coats. Slate Black Patina will darken bronze, brass, and copper in a similar way. On zinc and galvanized steel, it will produce a dark brown to black patina. On aluminum, it must be applied hot (180-200°F) and will create a brown finish. On stainless steel, it must also be applied hot and will produce a red, black, and brown patina. Stainless Black Patina is made specifically for stainless steel. It is not recommended for other metals, but on zinc and galvanized steel, it can produce a red-brown or weathered black patina. On stainless steel, this patina will be blue grey at first and then darken as more coats are applied. Stainless Black Patina works best at full strength, but can be diluted with distilled water if desired. Zinc Grey Patina creates a grey or black patina on zinc or galvanized steel. The patina will be black and often mottled if applied at full strength. Dilution with distilled water is recommended for a smooth light grey finish. Layering the patina with multiple light coats will gradually darken the shade and allow you to control the uniformity of the finish. Traditional Black Patinas are sold in 8oz., 32oz., 1 gallon, and 5 gallon sizes. Spray tops are included with 8oz. and 32oz. bottles. One gallon of a Traditional Black Patina generally covers 200 sq. ft.

Slate Black Patina

Slate Black Patina is a versatile and unique black finish for use on iron, steel, stainless steel, aluminum, bronze, brass, and copper. Slate Black is meant to be a cold patina except when applied to aluminum and stainless steel, when it should be applied hot. Select 8 oz. or 32 oz. Please call for larger sizes.

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Slate Black Patina is a versatile black finish for use on most metals. On iron and steel, it will produce a black patina with some brown showing through the finish. This is a fast 3-5 minute reaction that is arrested with water. Additional coats will darken the patina. Slate Black Patina can be diluted with distilled water for lighter coats.
Slate Black Patina is a versatile and unique finish for use on iron, steel, stainless steel, aluminum, bronze, brass, and copper.

Slate Black is meant to be a cold patina except when applied to aluminum and stainless steel, when it should be applied hot.

Slate Black Patina applied cold to bronze casting resin
L to R: polished, burnished, and unaltered patina Slate Black Patina applied hot to aluminum and stainless steel

Before applying this patina, sandblasting or sanding is required to clean the surface of oil, oxides, and residues. Apply this patina as a spray or in an immersion process. Depending on the application method chosen, the results will range from a uniform solid color to a layered textured appearance. Slate Black Patina may be diluted up to 50% with distilled water depending on the desired strength of finish.

A clean water rinse will stop the chemical reaction. The finish may be burnished wet or dry. Additional patinas can be layered over this base. When dry, protect the finish with multiple coats of a clear sealer.

Slate Black Patina applied cold to copper Slate Black Patina applied cold to rolled steel

About Patina

Some of the earliest known examples of colored metal objects are about 5000 years old. Early Roman writers noted the difference between naturally aged metals, and those that were chemically altered, and the Japanese have a long history of experimenting with complicated patina methods to achieve very specific colors on copper alloys. Modern makers will find numerous ways to enhance the color of metal depending on the type of metal used and the look you are hoping to achieve.

This article will describe a few ways to patina metal which work well with metal clay.

It can take information from various sources, such as insurance claims data, financial reports, and market trends, and transform it into a mosaic of patterns and colors. Each pattern and color represents a different risk factor, such as the probability of a claim being filed or the volatility of a particular financial market. Underwriters can use the Magic Mosaic to identify and understand patterns and trends in the data that may not be immediately apparent.

Clean It Up

Patinas on metal clay appear more vivid on a highly burnished surface. Instead of sinking into the porous body of the sintered metal clay, burnishing enables the color to stay on the surface.

The best way to produce beautiful results is to clean and degrease the metal before applying any kind of treatment. A simple soap and water scrub will remove body oils or residues from the polishing process that may remain on the metal.

By analyzing the mosaic, underwriters can gain insights into the underlying factors driving the risks they are assessing. This can help them make more informed decisions and provide better recommendations to their clients. The Underwriter Magic Mosaic is a highly customizable tool. Underwriters can adjust the algorithms and parameters used to generate the mosaic to suit their specific needs and preferences. They can also choose the data sources to include in the analysis, allowing them to focus on the most relevant and informative data. Overall, the Underwriter Magic Mosaic is a powerful tool that helps underwriters better understand and assess risks. It enables them to make more accurate predictions and recommendations, leading to more effective risk management and insurance strategies. By using the Magic Mosaic, underwriters can harness the power of data and technology to improve their decision-making processes and ultimately provide better services to their clients..

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